ATM/Debit Payment Authorization and Transaction Switching System
Solution Overview
SWITCHWARE® is an enterprise payment authorization and transaction switching system, used primarily for EMV ATM/debit card issuing, card-based transaction processing and ATM/POS acquiring device management. SWITCHWARE serves as a robust and reliable solution for financial institutions who wish to minimize costs by internally managing “in-house” the ATM and POS device operations, the EMV ATM/debit card issuance, and card transaction routing and processing between an electronic funds transfer (EFT) network and a core banking or host authorizing system. SWITCHWARE has several features and layers of redundancy that improve performance and enhanced data security.
Latest Enhancements
The latest release represents a major milestone for SWITCHWARE as it incorporates greater cardholder security measures in complying with the latest PCI-DSS and added functions including card alerts, enhanced limits, linked-account limits, and much more.
- PCI S3 and PA-DSS 3.2 Compliant
- Cardholder Alerts
- Activate/Deactivate Entire BIN
- SSL/TLS Encryption
- Enhanced Auto Stand-in Processing
- TMD ATM Anti-Skimming Support
- Currency & Denomination Selection at the ATM
- API for Card Enable/Disable Feature
- New GL Account for Deposits at Each ATM
- Additional Cardholder Limits
- Linked-Account Limits
- Triton ATM EJ & EMV Support
- Contactless EMV Support
- Mobile Wallet Enrollment Support
- Low-Note Threshold Options by Cassette
- Foreign Cardholder Limit Feature
- Certification for Diebold Vista Stateless Program
Highlighted SWITCHWARE Functions
SWITCHWARE is a multi-threaded high performance system designed to drive connected ATM and acquire POS device transactions. Current implementations of SWITCHWARE drive as few as ten ATMs to others driving a thousand or more, each implementing a single instance of SWITCHWARE.
- Comprehensive ATM Driving Solution
- POS & MPOS Terminal Acquiring
- ATM Debit Issuing, Acquiring and Processing
- Connect Unlimited EFT Networks/Processors
- Connect Unlimited Core Authorizing Systems
- Web Browser Accessible via G4 Web-apps
- Full Auditing and Logging Capable
- Color-coded Icon-based display
- Single System Card Issuing Module
- Multiple Open-Account Relationships
- Multiple BINs and Institutions
- Instant Card Issuance Support
- Automated Job/Task Scheduling
- Email/Text Alert Notification
- Install on physical server or virtual machine
- Multiple Institution Support
- Multi-Language Support
- Connect Unlimited Third-Party Systems
- POS & MPOS Merchant Mgmt
- Real-time ATM Monitoring
- Graphical Device Display
- Inactivity Alerts
- Interactive Teller Machine (ITM) Support
- Cardless Withdrawal Support
- Integrated Realtime Fraud Protection
- High Availability and Recovery Options
- Single Sign-on with Active Directory
- Easy Setup and Monitoring of Connections
- Full Cardholder and Transaction Research
Additional SWITCHWARE Features and Functions
- RSA remote key loading
- Stand-in authorization
- Rules-based transaction processing
- PA-DSS validated for PCI compliance
- Debit/prepaid issuing & authorizing
- ATM program management
- ATM fee management
- ATM messaging to cardholder
- Electronic journal
- P2P Cardless Withdrawal/deposits
- Cash Recycling support
- Interactive Teller Machine (ITM) support
- EMV chipcard issuing and acquiring
- Flexible parameterized design
- Scalable transaction engine
- Reconciliation subsystem
- Triple DES support
- Multi-vendor HSM support
- Reporting module for research, settlement, and dispute resolution
- Deposit automation
- Multi-Currency Support
- ATM personalization support
- Manage cardholder limits
- Limit or deny foreign cardholders
- Limit overseas cardholder use
- Multi-institution support
- Database encryption4
- Multi Language support
- On-demand Network Denial Rules New!
- Coupon & stamp dispensing
- Mobile top-up
- Bill payment
- Multiple EFT connections
- Multiple host connections
- Visa and MasterCard Worldwide
- Connection to third party apps
- Unix/Linux-based server
- High availability support
- Card embossing file support
- Online card maintenance (OLCM) support
- Full client auditing
System Integration & Setup
CSFi provides project coordination, system setup, training, and remote live conversion assistance. In addition to the system parametrization and setup, CSFi also assists customers with certifying the ATM/EFT network, including transaction processing and sending the card maintenance batch file.